Boston Harbor City, Norfolk County, MA

QuincyThe City of Presidents, Not a Beach Town

Quincy sits immediately next in this site's build order after the small Duxbury-Marshfield-Scituate-Cohasset-Hull cluster of South Shore beach towns, and it is a genuinely different kind of market: a dense, transit-connected city of 101,636 residents at the 2020 Census (an estimated 103,173 as of mid-2025), roughly four to ten times larger than any town in that prior cluster. Quincy is the only U.S. city to have produced two U.S. presidents, carries a major 19th-century granite-quarrying and railroad history, built more WWI destroyers than every other American shipyard combined, and offers four MBTA Red Line stations plus ferry service -- a genuine commuting advantage none of the prior cluster's towns can match. This page treats Quincy as the small city it actually is, not a scaled-up beach town.

Market Type
Waterway -- Quincy Bay/Boston Harbor city on the Neponset and Fore Rivers, Norfolk County, MA
Population
101,636 (2020 Census); 103,173 (2025 estimate) -- one of the ten largest cities in Massachusetts
City of Presidents
The only U.S. city to produce two presidents -- John Adams and John Quincy Adams, both born in Quincy
Transit
Four MBTA Red Line stations plus ferry service from Marina Bay -- no town in the prior South Shore cluster has this
At a glance — the numbers agents don't quote
Seawall Reconstruction & Flood Risk
An active $14.3 million seawall reconstruction project across Houghs Neck, Merrymount, and Adams Shore
The March 2018 nor'easter forced roughly 200 rescues citywide and pushed water to the first floor of homes in the Adams Shore/Post Island area. A 2020 federal FEMA award helped fund initial repairs, and a larger, currently-active project -- roughly 8,000 linear feet of seawall, redesigned to stand 2 feet higher at 15 feet above sea level -- had obtained conservation-commission permits but still needed additional local/state approval as of the research behind this page. Treat this as an in-progress project, not a completed one, and confirm current status with the City of Quincy and your own parcel's FEMA flood-zone designation with a Massachusetts-licensed insurance agent before budgeting a number. Nothing here is insurance or legal advice.
Storm History: Coastal Surge and Inland Flooding
Two distinct flood risks: March 2018 coastal nor'easter surge, and July 2025 inland stormwater flooding
These are genuinely different hazards and shouldn't be conflated. The March 2–3, 2018 nor'easter was a coastal storm-surge event concentrated in Houghs Neck and Adams Shore. The July 10, 2025 flash flood was an inland drainage event tied to intense rainfall, which closed sections of I-93 through Quincy and disrupted MBTA Red Line service between Quincy Adams and Braintree. Confirm current storm history and evacuation-zone status directly with Quincy's emergency-management office before relying on either event as a complete risk picture.
Property Tax Rate (FY2026, confirmed directly)
$11.78 per $1,000 assessed value, residential; $23.53 per $1,000, commercial
Per the City of Quincy Assessor's own tax-rate page: FY2024 was $11.27/$22.45, FY2025 was $11.53/$23.01, and FY2026 is $11.78/$23.53 -- a steady upward trend. Earlier in 2026 the FY2026 rate was briefly in doubt amid a roughly $19 million budget gap tied to a disputed PERAC pension assessment, but the Assessor's own certified figures above indicate that standoff was resolved, at least as far as rate-setting is concerned. This is not tax advice -- confirm your own parcel's current assessment and rate with the Assessor's Office or a Massachusetts-licensed tax professional.
Waterway Water Quality: Wollaston Beach
Currently rated acceptable for bathing, after a 1980s pollution crisis and a 1982 Clean Water Act lawsuit
Wollaston Beach, the largest public beach on Boston Harbor at roughly 2.3 miles of shoreline, faces Quincy Bay rather than the open Atlantic. In the 1980s an outdated regional sewage system was discharging an estimated 138 tons of waste daily into the bay, closing it to swimming and shellfishing; a 1982 lawsuit found the Commonwealth in violation of the Clean Water Act, and the EPA designated the area an "Estuary of National Significance" in 1990. Current water-quality testing rates the beach acceptable for bathing today. Confirm current beach advisories directly with the City of Quincy or Massachusetts DCR before a summer visit.

What Actually Makes This Market Different

Quincy is not a sixth beach town tacked onto the Duxbury, Marshfield, Scituate, Cohasset, and Hull cluster that immediately precedes it in this site's South Shore coverage, and it should not be read that way. It is a genuinely large, dense Massachusetts city: 101,636 residents at the 2020 Census, an estimated 103,173 as of July 2025 -- roughly four to ten times the population of any town in that prior cluster, and, by one source's framing, one of the ten largest cities in Massachusetts (this page does not assert a precise statewide rank ordinal such as "seventh-largest," since that specific figure could not be independently cross-verified against a second authoritative source). Quincy sits directly on Boston's southern border across the Neponset River, covers 26.91 square miles (16.57 land, 10.34 water -- about 38% water, a meaningfully lower share than Hull's 89.6% or Cohasset's 68.9%), and carries a majority-renter housing stock (45.2% owner-occupied) alongside a walkable, transit-served downtown undergoing active high-rise redevelopment. Treat what follows as a small-city guide, not a seaside-cottage-town guide.

Quincy's defining identity is the "City of Presidents" -- the only U.S. city to have produced two U.S. presidents, John Adams (born 1735) and his son John Quincy Adams (born 1767), both native sons. Their adjacent birthplace houses on Franklin Street are preserved as part of Adams National Historical Park, whose visitor center sits at 1250 Hancock Street; from there, a trolley tour also reaches "Peacefield," the Old House at 135 Adams Street, where four generations of Adamses lived from 1788 to 1927 and where the family's Stone Library still holds roughly 14,000 books. A separate, second landmark under a separate operator -- the still-active United First Parish Church at 1306 Hancock Street, the "Church of the Presidents" -- entombs both presidents and both of their First Lady wives, Abigail Adams and Louisa Catherine Adams, in a crypt that has been open to the public since the 1976 Bicentennial; its congregation, not the National Park Service, runs it. One more Founding-era figure belongs to this story with a careful hedge: John Hancock was born in 1737 in the part of Braintree that later became Quincy -- Quincy did not exist as its own town until it split from Braintree in 1792, so period sources correctly describe Hancock (and, technically, both Adamses) as Braintree-born, even though today's National Park Service and virtually every tourism source reasonably calls the birthplace houses Quincy sites, since they sit within Quincy's modern boundaries.

Quincy's other historic export was stone. Granite quarried here built the Bunker Hill Monument, and moving that stone three miles to a Neponset River dock in Milton produced the Granite Railway of 1826 -- designed by Gridley Bryant, horse-drawn, and popularly termed the first commercial railroad in the United States specifically because it was the first chartered railway to become a continuous common carrier without an intervening closure, a precise, sourced technical distinction rather than a flat "America's first railroad" claim. The granite industry earned Quincy its "Granite City" nickname and drew waves of Irish, Scottish, Finnish, Swedish, and Italian quarrymen starting in the 1820s, before declining through World War I and the Depression; the last active quarry closed in 1963. The abandoned, flooded quarries became a popular and genuinely dangerous cliff-diving spot, and it is worth stating soberly rather than as a thrill-seeking hook: approximately 51 people died there between 1960 and 1998. Today the state's Department of Conservation and Recreation operates the 22-acre Quincy Quarries Reservation for hiking and rock climbing. One brief cross-reference and nothing more: Quincy granite also built the second, current tower of Minot's Ledge Light, staged at Government Island in neighboring Cohasset -- that lighthouse's own history belongs to Cohasset's page, not this one.

Quincy's 20th-century industrial identity shifted to shipbuilding at the Fore River Shipyard, founded near the Weymouth Fore River by Thomas Watson (Alexander Graham Bell's original lab assistant) and moved to Quincy Point in 1901. Bethlehem Steel bought the yard in 1913; in 1918 alone it built 18 destroyers, 10 submarines, and six merchant ships, and across all of World War I it produced 71 destroyers -- more than every other U.S. shipyard combined. World War II employment peaked at 17,000 workers in 1941, with roughly 32,000 total workers passing through the yard during the war. General Dynamics bought the yard in 1964, and it eventually closed as the U.S. shipbuilding industry contracted through the 1970s and 1980s. The heavy cruiser USS Salem (CA-139), built here, returned to the old shipyard site in 1994 and today anchors the United States Naval Shipbuilding Museum -- a distinct, later ship that should not be confused with the earlier, differently-classed USS Salem (CL-3).

Quincy's clearest "waterway-living" anchor is Marina Bay, a 685-slip marina and residential community built on the former Victory Destroyer Plant/Naval Air Station Squantum site at the mouth of the Neponset River. Its path to today was not a clean, single build-out: Boston Edison acquired the surplus 600-acre naval site through a 1956 federal auction, leased it to a marina operator through the 1960s, and only saw real mixed-use development begin after Quincy developers William and Peter O'Connell won city approval in 1985 -- construction stalled and forced an O'Connell bankruptcy during the early-1990s recession before resuming under new ownership. Today Marina Bay combines five residential complexes, restaurants, a seaside boardwalk, and office space, and the Commonwealth of Massachusetts has cited it as a successful "traditional neighborhood development" and New Urbanism model. Quincy backs that waterway lifestyle with a genuine commuting advantage no town in the prior South Shore OCEAN cluster can match: four MBTA Red Line rapid-transit stations within city limits (North Quincy, Wollaston, Quincy Center, Quincy Adams) plus ferry service from Marina Bay near Squantum Point Park -- this page does not state the current route's exact letter designation or Boston terminal, since neither could be confirmed with full confidence.

Quincy is also home to one of the largest Asian-American populations of any Massachusetts city outside Boston itself -- about 29% of residents, per Census Bureau QuickFacts (a separate Wikipedia figure gives a very close 28.9%), concentrated especially in the North Quincy and Wollaston neighborhoods along the Hancock Street corridor. The community's growth has been dramatic: from roughly 330 residents in 1980 to over a quarter of the city's population today, per Boston College's Global Boston project, beginning with residents of Hong Kong, Taiwan, and Guangzhou descent relocating from an increasingly crowded Boston Chinatown, alongside Vietnamese refugees supported by local churches. Quincy's schools reflect that diversity directly: Niche gives the district an overall A-, ranks it #54 of 217 Massachusetts districts, and gives it a specific Diversity grade of A -- a genuinely distinctive result next to the far less diverse prior South Shore cluster (Cohasset's own student body, for comparison, runs 91.3% White). Quincy operates two separate comprehensive high schools, Quincy High School and North Quincy High School, serving 9,769 students district-wide.

Home-value estimates for Quincy cluster in a reasonably tight $550,000-$660,000 range, but they come from different sources measuring different things, and this page presents them separately rather than blending them into one number: Zillow's ZHVI stood at $657,568 as of January 2026 (up 0.7% year-over-year); Ownwell's assessment-based estimate put median home value at $619,500; the Census Bureau's 2020-2024 ACS estimate gives $618,500; and Redfin's median actual sale price, as of February 2025, was $549,500. Property tax rates are directly confirmed from the City of Quincy Assessor's own page (see the numbers above): FY2026 stands at $11.78 per $1,000 of assessed value for residential property and $23.53 per $1,000 for commercial. None of this is tax, insurance, or legal advice -- confirm current figures with the Assessor's Office and a Massachusetts-licensed professional before budgeting around them.

A few genuinely live, unresolved Quincy stories as of this research pass are worth knowing rather than assuming settled: a 2026 City Council rescission of a proposed mayoral pay raise amid a broader council power shift; a Massachusetts Supreme Judicial Court-cleared but still-unbuilt plan to rebuild the Boston-to-Squantum Long Island Bridge; and an ongoing lawsuit over two religious statues planned for a new public safety building, blocked by a Massachusetts court in November 2025 with the Supreme Judicial Court hearing arguments in May 2026 and no ruling reported as of this pass. On a more settled note, Quincy became an early, willing complier with the state's MBTA Communities Act, unanimously approving two multifamily zoning overlay districts anchored at its own Quincy Adams and North Quincy Red Line stations in December 2024. None of this is legal advice; verify the current status of any of these matters independently before relying on it.

Home Values by Source (not blended)
Zillow ZHVI $657,568; Ownwell $619,500; Census ACS $618,500; Redfin median sale price $549,500
Property Tax Rate, FY2026
$11.78/$1,000 residential; $23.53/$1,000 commercial -- confirmed directly from the Assessor's Office
Population & Diversity
101,636 (2020) to 103,173 (2025 est.); ~29% Asian-American, one of the largest such populations in MA outside Boston
Schools
A- overall; #54 of 217 Massachusetts districts; Diversity grade A, per Niche

Independent research. No ads. No sponsored listings. Data sourced from: Wikipedia's Quincy, Massachusetts page and its dedicated Merrymount, Houghs Neck, Naval Air Station Squantum, Marina Bay, Wollaston Beach, Nut Island, Granite Railway, Quincy Quarries Reservation, John Hancock, and USS Salem (CA-139/CL-3) pages; the National Park Service's Adams National Historical Park site (nps.gov/adam); United First Parish Church's own site (ufpc.org); the New England Historical Society's Fore River Shipyard feature; U.S. Census Bureau QuickFacts; Boston College's Global Boston immigration-history project; Zillow, Redfin, and Ownwell home-value pages; the City of Quincy Assessor's Office tax-rate page; Niche's Quincy Public Schools profile; NBC Boston's and WBUR's storm coverage; a Senator Warren press release on 2020 seawall FEMA funding; a Red Door Real Estate blog on the seawall project (a marketing-adjacent source, treated accordingly); the ACLU of Massachusetts's case page on Fitzmaurice et al. v. City of Quincy; quincyquarry.com, a local news blog unrelated to the Quincy Quarries Reservation park despite the similar name; NEREJ and Axios Boston on downtown redevelopment; and MBTA project and ferry-stop pages. Several facts are genuinely unresolved and are disclosed rather than invented: Quincy's precise statewide population-rank ordinal; the current Marina Bay ferry route's exact letter designation, schedule, and Boston terminal; Bay Pointe Waterfront Restaurant's exact address (a direct fetch failed in the research behind this page); the Squantum Yacht Club's exact founding year (sources suggest 1890 or 1898); the original 2009 Street-Works downtown master plan's built-vs-revised fate across 2010-2024; and the current, still-evolving outcomes of the Long Island Bridge dispute, the religious-statues lawsuit, and the mayoral pay-raise/PERAC standoff. Per the same precision applied to John Hancock throughout this page, John Adams and John Quincy Adams were also technically born in Braintree before Quincy's 1792 incorporation, though both are conventionally and accurately described today as Quincy natives given the birthplace houses' location within Quincy's modern boundaries and NPS administration. All tax, insurance, and legal information on this page is informational only -- confirm current figures directly with the City of Quincy Assessor's Office, a Massachusetts-licensed insurance agent, a local real estate agent, or a qualified attorney before making a purchase decision. Nothing on this page is legal, tax, insurance, or financial advice.

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