Ormond Beach, FL -- Where Automobiles First Raced the Sand and Rockefeller Wintered

Ormond BeachThe Birthplace of Speed, Quieter Than Its Famous Neighbor

Ormond Beach sits directly north of Daytona Beach on Florida's Atlantic coast in Volusia County, split by the Halifax River into a mainland downtown core and a narrower beachside strip -- Ormond-by-the-Sea, unincorporated county land -- reached over the Granada Bridge. Two historical facts set this city apart from every other market on this site. First, timed automobile trials were run on Ormond's hard-packed sand starting March 26, 1903, when Alexander Winton's "Bullet" beat Ransom E. Olds' "Pirate" by one-fifth of a second -- an event that drew Henry Ford, Harvey Firestone, and Thomas Edison to winter at the Hotel Ormond and that the city has documented and marked as the true origin of organized speed racing in America, years before the Indianapolis Speedway or NASCAR existed. Second, retired Standard Oil founder John D. Rockefeller Sr. bought a Riverside Drive winter home called The Casements in 1918, wintered there as "Neighbor John" watching those beach races, and died there in his sleep on May 23, 1937 -- the house is now a city-owned cultural center on the National Register of Historic Places. Those two facts anchor a city that has stayed genuinely different from Daytona Beach to its south: a smaller, commission-manager-governed municipality of its own with a real, current property-tax fight, a residential character skewing older and quieter, a citywide ban on short-term rentals in every residential zone, and a 2025-2026 housing market that multiple trackers describe as softening rather than rising. Where a number could not be independently confirmed this research pass -- a parcel-specific tax bill, a current insurance premium, or an exact current drivable beach mileage -- this page says so rather than guessing.

Birthplace of Speed
Timed automobile trials began on the sand March 26, 1903, when Alexander Winton's "Bullet" beat Ransom E. Olds' "Pirate" by one-fifth of a second, per the City of Ormond Beach's own history pages -- years before Indianapolis Speedway (1909) or NASCAR (1948) existed
Rockefeller's Winter Home
The Casements, built 1913, was purchased by John D. Rockefeller Sr. in 1918 as his winter residence; he died there May 23, 1937; the city bought and restored it in the 1970s and it is on the National Register of Historic Places
Population & Character
43,125 year-round residents at the 2020 Census; demographic aggregators (not an official Census release) put the median age around 53.6, well above the U.S. median, consistent with a quieter, more residential city than Daytona Beach to its south
A Softening Market
Redfin put the median sale price at $337,000 as of a November 2025 snapshot, down 11.3% year-over-year; Zillow's average home value was $363,789 as of April 2026, down 3.7% -- multiple trackers describe 2025-2026 as a down cycle, not a rising one
At a glance — the numbers agents don't quote
Every Property Sits on a Mapped Flood Zone
The City of Ormond Beach's own floodplain FAQ states that every property in the city falls within a FEMA-mapped flood zone; the higher-risk categories that typically require mandatory flood insurance on a federally backed mortgage are A, AE, AO, V, and VE. The Tomoka River empties into the Halifax River at the Tomoka Basin, and Spruce Creek empties into it through Strickland Bay -- both are named by the city as subject to coastal surge flooding.
This page does not state a flood zone for any specific parcel -- that varies block by block, and beachside Ormond-by-the-Sea carries different exposure than mainland riverfront or inland neighborhoods. Look up an exact address at FEMA's Map Service Center (msc.fema.gov) or the City of Ormond Beach Floodplain Management office before assuming a zone or a premium.
Insurance: A Statewide Market Finally Easing, Not an Ormond Beach Quote
Florida's insurer of last resort, Citizens Property Insurance Corporation, cut rates by an average 8.7% statewide at spring 2026 renewals -- its first rate decrease in a decade -- and has proposed a further average 2.6% cut for full-year 2026, pending state regulatory approval effective June 1, 2026. Florida's average homeowners premium is nonetheless projected near $8,458 by the end of 2026, roughly 2.8 times the national average.
Those are statewide, company-level figures, not a premium for any specific Ormond Beach address. Coastal, high-wind Volusia County ZIP codes generally run above the state average; get an actual quote from a Florida-licensed agent before budgeting a number.
A State-Built Buried Seawall, Not a Nourishment Program
Florida's Department of Transportation is completing a $117 million project along State Road A1A that installed two buried seawalls -- one in Flagler Beach, one in Ormond-by-the-Sea -- each roughly 1.3 miles (about 6,864 feet) long, built after Hurricanes Ian and Nicole eroded dunes protecting the highway in 2022. The Ormond-by-the-Sea wall runs from south of Sunrise Avenue to Marlin Drive and was expected to reach substantial completion in early 2026.
This is a state highway-protection structure, not a beach-nourishment program and not a guarantee against dune loss on adjacent private property. It follows real, documented erosion: city staff flagged the 300-500 block of South Atlantic Avenue and the 400-500 block of Ocean Shore Boulevard as erosion concern areas after Hurricane Nicole. See this site's Beach Erosion Reality and Seawall & Bulkhead Guide pages for the full picture.
Ian, Nicole, and Milton: Three Confirmed Damage Events in Two Years
Volusia County reported $285.4 million in property damage from Hurricane Ian in September 2022, then $481 million from Hurricane Nicole roughly six weeks later in November 2022 -- Nicole's damage exceeded Ian's because it struck dunes Ian had already stripped bare. Hurricane Milton followed in October 2024, dropping 16.5 inches of rain in the hardest-hit areas, including Ormond Beach, with roughly 51,000 Volusia County homes reporting damage and an estimated $267 million in countywide property damage; two deaths connected to Milton were reported in Ormond Beach specifically.
Beachside Ormond Beach (Ormond-by-the-Sea and the barrier peninsula generally) sits in Volusia County Evacuation Zone A, the first zone ordered to evacuate, typically for a Category 1 storm or lower. This page does not restate a current, address-specific evacuation zone -- confirm any address at vcgov.org before hurricane season.

What Actually Makes Ormond Beach Different

Ormond Beach was settled in 1875 by colonists from New Britain, Connecticut, who initially called it New Britain, and was incorporated as the Town of Ormond on April 22, 1880 -- named for James Ormond II, whose 18th-century plantation sat just north of town. "Beach" was added to the name in 1950. The St. Johns and Halifax River Railway reached town in 1886, and the first bridge across the Halifax River followed in 1887, opening the barrier-peninsula beachside to the mainland settlement. That bridge crossing is still the city's defining geographic fact: Ormond Beach is split by the Halifax River into a mainland core, where downtown, City Hall, and most of the population live, and a narrower beachside strip -- largely the unincorporated community of Ormond-by-the-Sea -- reached today by the Granada Bridge along State Road 40.

The city's identity as the "Birthplace of Speed" is not a marketing invention layered on afterward -- it is a documented, dated sequence of events. Wealthy northerners wintering at the Hotel Ormond (built 1887-88, purchased and expanded by Henry Flagler starting in 1890 into what was once the largest wooden structure in the United States, with 400 rooms) discovered that the hard-packed sand made an ideal test track for the new automobile. The first organized timed trials ran March 26, 1903, with Alexander Winton's "Bullet" beating Ransom E. Olds' "Pirate" by one-fifth of a second in a field that also included Oscar Hedstrom's Indian motorcycle. Flagler built the Ormond Garage in 1904 -- described by multiple sources as the first "gasoline alley" before Indianapolis -- to house the competing cars; it burned down in 1976. Regular attendees of the winter racing scene and the Hotel Ormond's social calendar included Henry Ford, Harvey Firestone, Thomas Edison, and John D. Rockefeller. Organized beach racing moved to Indianapolis by 1911, but the sand-racing tradition Ormond and neighboring Daytona Beach established directly seeded what Bill France later built into NASCAR. The Hotel Ormond itself did not survive: the city ordered it evacuated as hazardous in 1986, and it was demolished on May 26, 1992. Its rooftop cupola was saved and now sits in Fortunato Park at the Granada Bridge, across from the site, which is now the Ormond Heritage Condominium.

John D. Rockefeller Sr.'s connection to Ormond Beach is its own, separate, well-documented story. The Casements, a Riverside Drive home built in 1913 by Reverend Dr. Harwood Huntington, was purchased by the retired Standard Oil founder in 1918 as a winter residence -- locals called him "Neighbor John." He golfed, watched the beach races he had once funded indirectly through his oil fortune's broader influence on the era, hosted Christmas parties attended by Ford, Firestone, and Edison, and died there in his sleep on May 23, 1937. The family sold the estate in 1939; it became a junior college in 1940, was sold again in 1959, and faced demolition in the late 1960s before local citizens intervened to save it. It was added to the National Register of Historic Places in 1973, purchased by the City of Ormond Beach in 1974, restored with a federal Economic Development Administration grant, and reopened in 1979 as a cultural center the city still owns and operates today. That same corridor -- the Ormond Scenic Loop and Trail, a 34-mile double-loop National Scenic Byway threading past The Casements, three Florida state parks (North Peninsula, Bulow Creek, and Tomoka), and more than 300 years of documented history -- is a real, currently drivable and bikeable asset unique to this city among Volusia County's beach towns.

Ormond Beach runs its own commission-manager government, distinct from Daytona Beach's and from unincorporated Volusia County generally: a mayor elected at large plus four commissioners elected by zone, all nonpartisan, two-year terms, appointing a professional city manager to run day-to-day operations. That structure produced a real, contested budget fight in 2025: the city's tentative FY2025-26 millage rate opened at 4.5220 mills in July, was cut to 4.4797 at an August workshop, and the commission unanimously adopted a final rate of 4.3202 mills in September -- still 10.66% above the state-calculated "rolled-back" rate of 3.9042 mills, meaning the city collected meaningfully more property tax revenue even after the public pushback. Layered on top, Volusia County's own FY2025-26 countywide levy totals 5.5892 mills across its General Fund, Law Enforcement Fund, Volusia Forever Fund, and County Library Fund -- and that combined city-plus-county figure still excludes the Volusia County School Board's own millage, historically the single largest line on a Florida property tax bill, which this page does not state a current figure for. Ownwell's effective-rate analysis separately puts Ormond Beach's own median effective property tax rate at about 0.91% of assessed value, slightly below the Volusia County median of 0.96% and the Florida state median of 1.10% -- though effective rates vary by ZIP code within the city from roughly $2,798 (inland 32174) to $3,922 (coastal 32176) on comparable assessed values, reflecting different school and special-district levies.

A handful of facts genuinely could not be pinned down at a level this page is willing to state as settled, and it names them as gaps rather than inventing numbers. Not confirmed: a current, parcel-specific combined tax bill for any individual address; a current Ormond-Beach-specific homeowners or wind insurance premium, as opposed to statewide Citizens Property Insurance figures; the exact current drivable mileage of Ormond Beach's own beach-driving stretch (the city has only two county-administered vehicle access ramps, at Milsap Road and Harvard Drive, a noticeably smaller footprint than Daytona Beach's more extensive drivable strip to the south, but this page does not state a precise current mile count); and specific middle- and high-school zoning for a given address beyond the city's strong-performing elementary schools. Confirm current numbers directly with the Volusia County Property Appraiser, the City of Ormond Beach, a Florida-licensed insurance agent, and Volusia County Schools before making a purchase or relocation decision.

City Property Tax (Operating Millage)
4.3202 mills for FY2025-26, adopted unanimously by the City Commission in September 2025 -- 10.66% above the rolled-back rate of 3.9042 mills -- plus a separate 0.063-mill debt service levy for the 2010 general obligation bond
County Property Tax (Countywide Levy)
Volusia County's FY2025-26 countywide ad valorem levy totals 5.5892 mills (General Fund, Law Enforcement, Volusia Forever, and Library funds combined). This excludes the Volusia County School Board's own millage -- typically the largest single component of a Florida tax bill -- which this page does not state a figure for
Median Home Price
Redfin: $337,000 median sale price, down 11.3% year-over-year (Nov. 2025 snapshot). Zillow: $363,789 average home value, down 3.7% year-over-year (Apr. 2026). Sources disagree on exact figures but agree the 2025-2026 market is softening, not rising
Short-Term Rentals
Banned outright in every residential zoning district citywide -- permitted only in commercial B-4, B-6, and B-7 zones, per the City of Ormond Beach's own code. Where legal, Volusia County still collects a 6% Tourist Development Tax plus 6.5% state/county sales tax on stays of six months or less

Independent research. No ads. No sponsored listings. Facts here are drawn from: the City of Ormond Beach's own website (ormondbeach.org) for the Birthplace of Speed history, The Casements' history and National Register status, floodplain FAQ language, City Commission structure and zone representatives, and short-term rental zoning rules; the Ormond Beach Historical Society (ormondhistory.org) and Historic Structures (historic-structures.com) for the Hotel Ormond's construction, expansion under Flagler, 1986 evacuation order, and May 26, 1992 demolition; ClickOrlando's February 2025 retrospective on Ormond Beach history; the Ormond Scenic Loop and Trail's own site and the National Scenic Byway Foundation for the 34-mile byway and its three state parks; Citizen Portal and the Observer (Palm Coast Observer / Ormond Beach Observer)'s reporting on the City Commission's FY2025-26 budget process and the final 4.3202-mill operating rate adopted in September 2025; Volusia County's own budget resolution (RES-2025-144) for the FY2025-26 countywide 5.5892-mill levy; Ownwell's Ormond Beach and Volusia County effective property-tax-rate data; Zillow and Redfin market-trend pages for home price and days-on-market figures, explicitly flagged here as disagreeing on exact numbers though agreeing on a softening 2025-2026 trend; Citizens Property Insurance Corporation's own rate filings and related news coverage (My News 13, ClickOrlando) for the spring 2026 rate decrease and proposed 2026 full-year rate change; the City of Ormond Beach's Floodplain Management page for flood-zone and Tomoka/Spruce Creek surge-flooding language; Florida Department of Transportation project materials and CFLRoads.com, AASHTO Journal, and ClickOrlando's reporting on the $117 million A1A buried seawall project in Flagler Beach and Ormond-by-the-Sea; ClickOrlando's reporting on Hurricane Ian's $285.4 million Volusia County damage total; Yahoo News/AP wire coverage of Hurricane Nicole's $481 million Volusia County damage figure; ClickOrlando's and Fox 35 Orlando's reporting on Hurricane Milton's Volusia County damage, rainfall, and the two Ormond Beach deaths; Volusia County's own Beach Safety and ParkVolusia.org pages for beach-driving hours, ramp locations (including Milsap Road and Harvard Drive in Ormond Beach), and vehicle restrictions; and World Population Review, Point2Homes, and Data USA as demographic aggregators, explicitly flagged as non-Census sources for median age, income, and race/ethnicity figures. Facts not independently confirmed and not invented here include: a current, parcel-specific combined property tax bill for any address; a current Ormond-Beach-specific insurance premium; the current precise drivable mileage of Ormond Beach's own beach; and specific middle- and high-school attendance-zone assignments. Confirm all current facts directly with the Volusia County Property Appraiser, the City of Ormond Beach, a licensed Florida insurance agent, and Volusia County Schools before making a purchase, relocation, or investment decision. Nothing on this page is legal, tax, financial, or insurance advice.

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