Property Taxes in Deerfield Beach, Explained

How Broward County Property Tax Actually Stacks

Florida counties issue one consolidated property tax bill (the TRIM notice, for Truth in Millage) that bundles every taxing authority with jurisdiction over a parcel: the county government, the city or municipality, the local school board, and any special taxing districts -- water management, hospital, children's services, or similar -- that apply to that specific address. A Deerfield Beach property owner is billed by all of these simultaneously; there is no separate check written to the city alone. Understanding the total therefore means understanding each layer, not just the city's own rate.

This is the same layered structure used throughout Broward County and most of Florida, and it means two Deerfield Beach properties with identical assessed values can carry meaningfully different total bills depending on which special districts overlap their specific parcel -- a detail that generic online property-tax calculators frequently miss.

The City's Own Rate: 6.0018 Mills, Held Flat

The City of Deerfield Beach's proposed operating millage rate for FY2026 is 6.0018 mills per $1,000 of assessed value, held flat from the prior fiscal year according to city budget reporting. Property taxes represent roughly 42% of the city's general fund revenue under that budget, with estimated taxable collections of about $70.98 million citywide and roughly $67.96 million of that flowing directly into the general fund. A flat millage rate on rising assessed values -- which is common in a Broward County market where home values have generally trended upward over recent years -- still produces a real year-over-year increase in a typical homeowner's tax bill even without a formal rate hike, since the mills-per-$1,000 multiplier applies to a larger number.

Broward County's Rate: 5.6658 Mills Countywide

The Broward County Commission set its own FY2026 countywide millage at 5.6658 mills. This is the county-government layer alone -- it does not include the county's separately administered school board millage or any special-district assessments that might also apply to a Deerfield Beach parcel. City plus county together, using the two confirmed rates above, comes to roughly 11.67 mills -- a real, calculable subtotal, but not the whole bill.

The Full Picture: An Estimated ~20.39 Mills Combined

A property-tax data aggregator tracking all Broward County taxing authorities together cites a total millage for Deerfield Beach in the neighborhood of 20.39 mills for 2025 -- meaning school board and special-district levies together likely add roughly 8.7 mills on top of the city-plus-county subtotal. This page treats that combined figure as directional rather than an exactly sourced, single official number, since it comes from an aggregator's synthesis of multiple taxing-authority rates rather than one published consolidated table this research pulled directly. The same aggregator cites a median effective tax rate of 1.61% for Deerfield Beach -- meaning, roughly, an owner pays about $1.61 in annual property tax for every $100 of a home's assessed value -- described as running above the Florida state average.

That aggregator also breaks the effective bill down by ZIP code within the city, and the spread is real and worth knowing before assuming a single citywide number applies to a specific address: ZIP 33442, generally the more inland, western part of Deerfield Beach, shows an estimated annual bill around $2,743, while ZIP 33441, closer to the beach and downtown core, shows an estimated bill around $4,446 -- a difference of roughly $1,700 a year attributed primarily to different school-district and local special-assessment-district overlaps rather than a different base city or county rate. Confirm the exact combined millage and estimated bill for a specific parcel with the Broward County Property Appraiser before budgeting a number.

Homestead Exemption and Save Our Homes: What Actually Changes a Buyer's Bill

Florida's homestead exemption reduces the taxable assessed value of an owner-occupied primary residence by up to $50,000 (the first $25,000 applies to all levies; a second $25,000 applies to non-school levies on assessed value between $50,000 and $75,000), and the state's Save Our Homes provision caps annual increases in assessed value for a homesteaded property at 3% or the Consumer Price Index, whichever is lower -- a real, statewide protection that can leave a long-term owner's assessed value well below current market value over time. This matters enormously for a Deerfield Beach buyer evaluating a prior owner's tax bill as a benchmark: if the seller has owned and homesteaded the property for years, their capped assessed value -- and therefore their tax bill -- may be substantially lower than what a new buyer will actually owe once the property reassesses closer to purchase price and the new owner applies for their own exemption.

This 'tax bill reset' at sale is a well-documented, statewide Florida phenomenon, not a Deerfield Beach quirk, but it is genuinely easy for an out-of-state buyer to miss when comparing a listing's stated 'current taxes' against what they'll actually pay in year one of ownership. Ask the Broward County Property Appraiser's office directly for a specific parcel's current assessed value, any active homestead cap, and a realistic new-owner tax estimate -- not the seller's current bill -- before finalizing a purchase budget.

Non-Homesteaded and Investment Property: A Different, Uncapped Math

A second home, investment property, or short-term rental in Deerfield Beach does not qualify for the homestead exemption or the Save Our Homes assessment cap, meaning its assessed value can rise each year in step with market value (subject to Florida's separate 10% annual assessment increase cap for non-homestead properties) rather than the more restrictive homestead cap. Anyone buying with rental income in the underwriting should model property tax growth more aggressively than for a primary residence, since there is no equivalent protection against a rising assessed value keeping pace with a rising market.

What This Page Doesn't Cover

This page states the confirmed city and county millage rates and an aggregator's estimate of the full combined total, along with Florida's general homestead and Save Our Homes framework. It does not itemize the specific school board millage or every special taxing district that might apply to an individual Deerfield Beach parcel, does not state a guaranteed exact tax bill for any specific address, and does not account for Truth-in-Millage public hearing changes that could adjust final rates after this research was conducted. Confirm the exact current millage breakdown and estimated bill for a specific parcel directly with the Broward County Property Appraiser's office and Broward County Records, Taxes & Treasury Division before making a purchase decision. Nothing on this page is tax or legal advice.