Camden, ME Property Tax: $11.50 Rate, Up 9.5%

The FY2025-26 Rate: $11.50 per $1,000, Committed August 11, 2025

The Town of Camden's own government notice sets the FY2025-26 mill rate at $11.50 per $1,000 of assessed value, up from $10.50 the year before — a 9.5% increase in the rate itself. The town committed the rate on August 11, 2025, with tax bills carrying two installment due dates: October 15, 2025 and April 15, 2026. That two-payment structure is standard for Maine's July-to-June municipal fiscal year, and a buyer closing on a Camden property mid-cycle should confirm with the seller and the town's tax collector which installment, if any, has already been paid before closing.

This research pass did not find a published breakdown of exactly what drove the 9.5% jump — whether it reflects a town budget increase, a shift in the county or school-district assessment Camden pays into, or something else entirely. Rather than guess, treat the increase itself as the confirmed fact and pull Camden's adopted FY2025-26 municipal budget directly from the town if a specific driver matters to a purchase decision.

What $11.50 per $1,000 Costs on Camden's Real Numbers

Camden does not have one single agreed-upon "home value" figure right now, and the two most current numbers available measure genuinely different things. Redfin, pulled directly, put Camden's median sale price at $753,000, up 42.0% year-over-year, with price per square foot at $424 (also up sharply, 33.3% YoY) and recently sold homes ranging from $587,000 to $2.7 million in a market Redfin rates "very competitive." Running that $753,000 median against the $11.50 rate works out to roughly $8,660 a year in town tax. Separately, the Census Bureau's 2020-2024 American Community Survey estimate puts Camden's median value for owner-occupied homes at $520,600 — a lower, older-vintage figure covering the existing owner-occupied housing stock rather than this year's closed sales. That figure works out to roughly $5,987 a year at the current rate.

Neither of these is a real bill for any specific parcel, and the two numbers should never be quoted as if they were interchangeable measures of "the Camden home price." Redfin's figure reflects what buyers are actually paying right now in a hot, competitive market; the Census figure reflects the broader, slower-moving stock of homes already owned in town, including many long-held properties far below current asking prices. The only number that matters for an actual purchase is the assessed value Camden's own assessing office has on file for that specific parcel, multiplied by the confirmed current rate.

A Same-Value Property Rose Roughly 9.5% Too

Because Camden's rate increase this year was a straightforward jump in the mill rate itself — not paired with a townwide property revaluation the way some Maine towns have recently experienced — an owner whose individual assessed value did not change between years should expect their town tax bill line item to have risen by roughly the same 9.5% as the rate itself. That is a meaningfully different situation from a town that revalues and resets the rate simultaneously, where a lower or higher rate can mask a much larger swing in an individual owner's actual bill. Camden owners should still confirm their own parcel's assessed value did not separately change this cycle before assuming a flat 9.5% is the whole story.

Why Camden's Tax Bills Sit Against a Wealthier, Resort-Skewed Market

Camden's tax picture plays out against a town that is smaller, older, and wealthier than much of coastal Maine. The Census Bureau's 2020-2024 estimate puts median household income at $82,344 and per-capita income at $47,664, with 38.0% of residents 65 or older against just 18.4% under 18, and homeownership at 73.5%. That profile — consistent with Camden's reputation as a resort and second-home destination anchored by its windjammer fleet, working harbor, and Mount Battie backdrop — helps explain why Redfin's live market shows such a wide, high-end recently-sold range ($587,000 to $2.7 million) and such steep year-over-year price growth. Rising assessed values and rising mill rates in a market like this tend to land hardest on longer-tenured, fixed-income residents rather than on buyers pricing in current costs from the start.

What This Page Could Not Confirm

A few things here should be verified directly rather than assumed. Zillow's Camden home-value index could not be pulled for this page (the source returned a server error on repeated attempts), so no Zillow figure appears above — a buyer should pull zillow.com's current Camden page directly rather than assume Redfin's or the Census's numbers stand in for it. This page also does not name a specific dollar driver behind the 9.5% rate increase, since no public breakdown of Camden's FY2025-26 budget was reviewed for this research; pull the town's adopted budget directly if that detail matters. No comparison mill rate for neighboring Rockport or Rockland was independently confirmed for this page, so no side-by-side town comparison is offered here. Most importantly, this $11.50 figure is current as of research conducted July 30, 2026 — a reader consulting this page after Camden's FY2026-27 budget cycle (which would typically commit a new rate around August 2026) should re-verify directly with the town that the rate has not changed again before relying on it. Consult Camden's assessing office, Maine Revenue Services, or a Maine-licensed tax professional before making a purchase decision based on property tax exposure.