San Mateo County, CA -- A Tree-Lined Peninsula Town With 2.5 Miles of Bay Frontage Next to SFO's Runways

Burlingame / Hillsborough bay sideThe City of Trees, a Working Bayfront, and a Landlocked Neighbor That Isn't Actually on the Water

Burlingame was incorporated on June 6, 1908, part of a wave of new Peninsula towns platted after San Francisco's 1906 earthquake sent residents looking for ground that wouldn't move the same way -- an intent the town has kept testing ever since, since San Mateo County sits astride the San Andreas Fault, not the East Bay's Hayward Fault. This page's own destinations listing describes the market as "Burlingame / Hillsborough bay side," and the first half of that holds up completely: Burlingame carries roughly 2.5 linear miles of its own San Francisco Bay shoreline, a hotel-and-office corridor along Airport Boulevard and Old Bayshore Highway sitting close enough to San Francisco International Airport that the mudflats off Bayside Park expose toward SFO's own runways at low tide. The second half needs a direct correction before this page goes any further: Hillsborough, California is a landlocked town -- 6.2 square miles, all of it land, zero square miles of water, per the U.S. Census -- bordered by Burlingame to the north, San Mateo to the east, and Interstate 280 to the west. It has no bay frontage of its own to describe, and this page says so plainly rather than inventing a "Hillsborough bay side" that the geography doesn't support. What Hillsborough genuinely is -- the wealthiest incorporated town in California by median household income, a hillside estate community with zero commercial zoning, built out of the old Burlingame Country Club set starting in 1910 -- gets its own honest treatment further down. But the water in this market's name belongs to Burlingame.

Incorporated
Burlingame: June 6, 1908, in the post-1906-earthquake settlement wave. Hillsborough: May 5, 1910, by a 60-to-1 vote among roughly 750 residents, explicitly to resist annexation and protect its estate character
Population
Burlingame: 31,386 at the 2020 Census. Hillsborough: roughly 11,171 per recent aggregator estimates (not an official Census release), across a genuinely landlocked 6.2 square miles
Price Point
Burlingame's median sale price runs roughly $2.5M-$2.9M across 2026 snapshots (Redfin, Zillow, aggregator sites disagree on direction). Hillsborough runs dramatically higher -- commonly cited between $2.6M and $6.2M depending on the source and neighborhood mix, reflecting half-acre-minimum-lot estate zoning
Bayfront & Airport
Burlingame holds roughly 2.5 linear miles of its own San Francisco Bay shoreline, mostly hotels, offices, and public parkland along Airport Blvd/Old Bayshore Hwy, close enough to SFO that Bayside Park is a documented plane-spotting location. Hillsborough has no shoreline of its own
At a glance — the numbers agents don't quote
No Natural Buffer, and $2.4B of Shoreline at Risk
Burlingame's own city planning materials state plainly that, unlike some other Peninsula and Bay Area communities, its shoreline is not protected by natural defenses such as beaches or wetlands. The Millbrae and Burlingame Shoreline Resilience Project (led by OneShoreline, San Mateo County's flood and sea-level-rise agency) is now planning long-term protection for slightly more than three miles of this heavily urbanized Bay frontage, covering an estimated $2.4 billion in property at risk -- including two water treatment plants, electrical distribution infrastructure, a rail corridor, and a stretch of Highway 101.
BCDC sea-level-rise mapping cited in Burlingame's own planning documents projects most of the Bayfront Area and parts of Rollins Road could see permanent inundation by 2070 absent this kind of intervention. This is planning-level, shoreline-wide data, not a per-parcel flood determination -- confirm a specific address's flood zone with the City of Burlingame Public Works Department.
Not Hurricane Country -- and Not Hayward Fault Country Either
San Mateo County sits directly astride the San Andreas Fault, which runs down the Peninsula roughly 3.5 miles southwest of much of the county per state geotechnical filings -- a meaningfully different fault system than the Hayward Fault that dominates seismic-risk pages for this site's East Bay markets, since the Hayward Fault does not cross San Mateo County at all. The Hayward Fault carries the higher near-term rupture probability regionally, but a San Mateo County property would feel severe shaking from either fault rupturing.
California's Earthquake Zones of Required Investigation maps -- covering liquefaction and landslide hazard -- explicitly cover Burlingame, Millbrae, and San Bruno, among other San Mateo County communities. Confirm a specific parcel's zone status with the California Department of Conservation before buying.
Bay Fill Under the Bayfront, Regulated by BCDC
Burlingame's bayfront corridor -- the hotel and office district along Airport Boulevard -- sits largely on fill placed over former tidal marsh and bay mud, not natural high ground, and eastern sections of the city are flagged as highly susceptible to liquefaction in state hazard mapping. Any shoreline fill, dock, or structure within 100 feet of the Bay's edge runs through the San Francisco Bay Conservation and Development Commission (BCDC), the state agency with jurisdiction over the entire shoreline band -- not a beach-erosion program, since Burlingame has no ocean-facing beach to renourish.
This is a real, documented seismic and permitting consideration for this specific stretch of fill-based Bay shoreline. Confirm parcel-specific soil and BCDC jurisdictional status with the City of Burlingame and a licensed geotechnical engineer before any bayfront purchase or shoreline project.
SFO's Own Flight Paths Are the Real Bayfront Throughline Here
Burlingame carries zero hurricane risk -- Pacific water this far north never warms enough to sustain a tropical cyclone. What it carries instead, and what genuinely sets this market apart from every other Bay Area page on this site, is direct, physical proximity to San Francisco International Airport: SFO sits immediately north on filled Bay land, close enough that Burlingame's own Bayside Park is a documented spot to watch planes land, and multiple 2015-era FAA flight-path changes have driven a real, ongoing increase in noise complaints across Peninsula communities including Burlingame.
Real-estate coverage describes eastern Burlingame neighborhoods near the Bayshore as experiencing moderate airplane noise, while the elevated Burlingame Hills neighborhood to the west sees meaningfully less impact. Confirm a specific address's position relative to SFO's flight paths and any applicable noise-insulation program before buying near the bayfront.

What Actually Makes This Market Different

Start with the correction, because it changes how the rest of this page should be read. This site's own destinations listing names this market "Burlingame / Hillsborough bay side," and the honest answer -- checked directly against the U.S. Census and Hillsborough's own town materials -- is that Hillsborough is landlocked. Its total area is 6.2 square miles, and all 6.2 of them are land; the Census records zero square miles of water for the town. Hillsborough borders Burlingame to the north, San Mateo to the east, unincorporated Highlands-Baywood Park to the south, and Interstate 280 to the west -- hills, creeks, and estate lots, not a shoreline. This page treats that plainly rather than forcing content about a bay side that doesn't exist, the same way this site has corrected other imprecise source notes elsewhere. The real bay side in this market belongs entirely to Burlingame, which carries roughly 2.5 linear miles of its own San Francisco Bay frontage -- a corridor of hotels, offices, and public parkland along Airport Boulevard and Old Bayshore Highway, not a residential waterfront of private docks the way some other markets on this site are.

Burlingame earned its "City of Trees" identity the hard way: the Peninsula in 1854 was described as a windswept, nearly treeless prairie, and it was wealthy landowners William Howard and William Ralston who began planting imported eucalyptus and elm along what's now El Camino Real to dress up a grand estate entrance. What survives from that project -- the Howard-Ralston Eucalyptus Tree Rows, a 2.2-mile stretch between Peninsula Avenue and Ray Drive -- is listed on the National Register of Historic Places, and the city backed the trees with real regulatory teeth: an 1908 ordinance against cutting or injuring them, and a 1930 zoning ordinance specifically blocking commercial development along El Camino Real to protect the corridor. That civic identity plays out downtown too, where Burlingame Avenue runs as a genuinely walkable, tree-shaded shopping and dining strip -- one of the older streets in the city, dating to Burlingame's founding -- with a quieter sister district on Broadway a short distance north.

The bayfront tells a different, more industrial-turned-office story. Burlingame's roughly 2.5 miles of Bay shoreline developed on filled former tidal marsh, historically supporting warehouses and logistics operations serving the airport immediately to the north, and today it carries a corridor of major hotels (the Hyatt Regency, the Hilton San Francisco Airport Bayfront, the San Francisco Airport Marriott Waterfront) and office campuses, including Meta's Reality Labs facility at Burlingame Point. Bayside Park and the adjoining Anza Lagoon sit right on this corridor and connect directly into the San Francisco Bay Trail, running south toward the 670-acre, county-run Coyote Point Recreation Area -- a park that straddles the actual municipal line between Burlingame and San Mateo, making it a shared regional resource rather than exclusively either city's own. That bayfront proximity to SFO isn't incidental description -- it's a genuinely distinctive, physical feature of this market that no other Bay Area page on this site can claim in the same way: Bayside Park is a documented plane-spotting location, with mudflats exposed toward the runways at low tide, and it comes with real, ongoing flight-path noise that Peninsula-wide reporting has tracked since a 2015 FAA procedure change.

Hillsborough, treated honestly on its own terms rather than as a bay-side extension of Burlingame, is a genuinely remarkable place in a completely different way. It was incorporated on May 5, 1910 by a 60-to-1 vote of roughly 750 residents, growing directly out of the movement around the Burlingame Country Club, and it was built from the start to protect a rural, estate-oriented character against annexation and urban encroachment -- a mission it has kept up ever since through zero commercial zoning (no stores, no restaurants inside town limits) and a half-acre minimum lot size that shaped its historic estates, including the Carolands chateau, Uplands, and La Dolphine, commissioned by San Francisco's elite between 1910 and 1920 in what contemporaries called the "Newport of the West." By recent Census-based reporting, Hillsborough is the wealthiest incorporated town in California by median household income, with that figure exceeding $250,000 and nearly 70% of households earning above $200,000 annually. None of that requires a bay to be true, and this page doesn't pretend otherwise.

Several things this research could not pin to one clean, confirmed figure: a single, reconciled median home price for either Burlingame or Hillsborough (multiple 2026 sources disagree by hundreds of thousands of dollars in Burlingame's case and by millions in Hillsborough's); Burlingame's current FEMA Community Rating System status, beyond confirming the city has participated in the base National Flood Insurance Program since 1981; and a specific, confirmed distance in miles from SFO's runways to any individual Burlingame bayfront address, beyond the general "10 minutes" travel-time figure commonly cited and the direct visual/mudflat proximity documented at Bayside Park. Confirm current numbers directly with the City of Burlingame, the Town of Hillsborough, the San Mateo County Assessor, and a local buyer's agent before making a purchase or relocation decision.

Burlingame Effective Property Tax Rate
1.16% per Ownwell's city-level data -- below both the California statewide median of 1.21% and the general San Mateo County range of roughly 1.25%-1.26%. Base 1% plus voter-approved local add-ons, per Prop 13; San Mateo County Assessor is the jurisdiction
Burlingame Median Home Price
Roughly $2.5M-$2.9M across 2026 snapshots (Redfin ~$2.9M/3-month median, up 0.8% YoY; Zillow ~$2.5M typical value, down 8.6% YoY) -- sources disagree on trend direction
Hillsborough Median Home Price
Cited between roughly $2.6M and $6.2M depending on source, dataset, and neighborhood mix -- among the highest in California, reflecting half-acre-minimum estate lots and zero commercial development diluting the housing stock
Transient Occupancy Tax (Burlingame)
12%, per the city's own short-term rental program (Municipal Code Chapter 6.56); unhosted short-term rentals capped at 120 days/year, hosted rentals uncapped, primary-residency required

Independent research. No ads. No sponsored listings. Facts here are drawn from: the U.S. Census Bureau (2020 Census and QuickFacts) for Burlingame's and Hillsborough's population and land/water area, including the confirmation that Hillsborough's water area is zero square miles; the Town of Hillsborough's own website (hillsborough.net) for incorporation history, wildfire preparedness, and its own SFO airplane-noise page; the City of Burlingame's own website (burlingame.org) for incorporation, sea-level-rise, flood-protection, and short-term-rental program details; OneShoreline (oneshoreline.org) and Sierra Club Loma Prieta chapter reporting for the Millbrae and Burlingame Shoreline Resilience Project's scope and the $2.4 billion property-at-risk figure; BCDC's own jurisdiction and shoreline-band materials; the California Department of Conservation for Earthquake Zone of Required Investigation mapping covering Burlingame; general USGS and state geotechnical sourcing for San Andreas Fault versus Hayward Fault relevance to San Mateo County; Wikipedia and Burlingame Historical Society-adjacent sourcing (Burlingame Properties, smdailyjournal.com) for the City of Trees eucalyptus-row history and the 1908/1930 tree ordinances; Hillsborough Blog and Burlingame Properties for Hillsborough's estate history (Carolands, Uplands, La Dolphine) and 1910 incorporation vote; a Nexstar Media Wire Census-based analysis (via KRON4) for Hillsborough's wealthiest-town-in-California ranking; Ownwell for Burlingame's city-level effective property tax rate; Redfin, Zillow, WalletInvestor, and Houzeo for home price snapshots, explicitly flagged as disagreeing with each other; and AllTrails/San Francisco Bay Trail sourcing for Bayside Park, Anza Lagoon, and the Coyote Point Recreation Area's shared Burlingame/San Mateo boundary. Facts not independently confirmed and not invented here include: a single reconciled median home price for either Burlingame or Hillsborough; Burlingame's current FEMA Community Rating System participation status; and a specific confirmed mile distance from SFO's runways to any individual Burlingame address. Confirm all current facts directly with the City of Burlingame, the Town of Hillsborough, the San Mateo County Assessor, a California-licensed insurance agent, and a local buyer's agent before making a purchase, relocation, or investment decision. Nothing on this page is legal, tax, financial, or insurance advice.

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